INSURANCE

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FBIC: FIGHT BAD FAITH INSURANCE COMPANIES
It's the law. You have to have it. It wasn't always that way. Then insurance company lawyers ascended to the high places, including the supreme court. They made buying their cronies products law. But that wasn't enough. The insurance companies wanted more. They didn't want to pay fair claims and set forth on a national campaign called "tort reform". It was intended to set into law a double standard that says you have to buy their products but they don't have to pay fair awards for claims. Human life is priceless. To the insurance companies this means that there is no dollar and sense figure to compensate human loss. Ergo, you are worthless. So now the only power we have is the power not to support frauds and crooks and to only do business with reasonably ethical companies. If you choose wrong you are hurting other people; you are paying for these companies to do their dirty work.

Please do not buy auto insurance because you like a television commercial. They can afford all those commercials by not paying claims. That's how they do it. How many commercials have you seen for companies like AMICA, CHUBB, WAUSAU, TRAVELERS or USAA? Probably none. Yet these are considered the most ethical and best values you can get (at least in Texas). I live in California and can attest, by personal experience, to Amica, as a honest and fair company and Allstate as a den of rotten cheats.

Please do your homework and only support decent companies and boycott the crooks. Please don't wait until you get burned and please stop funding companies who are actively burning people every day. Knowledge is power. Please do just a little research and use that knowledge in a way that makes life better for everyone.

FBIC: FIGHT BAD FAITH INSURANCE COMPANIES
http://www.badfaithinsurance.org/

View the 'good' and 'bad' lists of companies ranked by incidence of bad faith claims filed against them or lack thereof.

Then get a quote from a good company and dump your bad company. Don't wait till you have a bad experience. Don't be a brainwashed TV boob when it comes to auto insurance (or any insurance, for that matter).

If not right now please, at least, consider getting a quote form an ethical company when it comes time to renew your policy.

I'd venture to bet real money that if everyone participated in the poll the vast majority of you pay money to these rotten companies and this because you watch TV ads and do as you are told. Listen people: This is not the place to go looking for good advice or objectiove information.

Now a question ...

Q: Where should we be looking for insurance coverage?
A1: Television ads paid for by the companies themselves... suckers!
A2: A watchdog who monitors claims of bad faith fileings; ranks companies by high and low incidence of such claims and provides the information to the public in the form of lists for free ...

Hmm ... Where is the smart money flowing?

Only a cave man would look to television ads for advice as to insurance coverage.

Is your Insurance provider on the 'good' list or the 'bad' list?
The Hall of Fame or The Hall of Shame?
Who's watching your back?

Click the link below to find out.
FBIC: FIGHT BAD FAITH INSURANCE COMPANIES