What do you pay for insurance?

[kirbykirbykirby3]

Well,

How much do you pay for your car's insurance? Age would also help to, as well as car model and company.

Thanks!

[GalNa]

I've got a '96 318 TI, im 23, and here in Holland I pay 55 euro a month (75 US dollars).

Ive got 3 claim-free years (47,5 % discount) and an extra 34% discount through my employer, who arranged that for every colleague.

I am insured for just about everything, except when i cause damage to my own car. Its also insured against theft.

[Alex_Forbes]

I own the white 316i in my sig. I am 17 years old and am only insured as a named driver, i.e Not the main driver. The car is a '95 and i paid £1750 for the car itself.

My insurance is Fully Comprehensive and costs me a mere £1100 a year with todays exchange rate that is $2200.

[Storz]

I have the BMW and Subie on the same policy and I pay $130 a month for both for full coverage.

[vatovey]

I am 32, I have a 2003 318ti SE, full no claims bonus (and protected no-claims) - £370 a year.

[ElfinForest318ti]

Originally Posted by vatovey

I am 32, I have a 2003 318ti SE, full no claims bonus (and protected no-claims) - £370 a year.

Can you post a photo of your 2003 318ti? Here is the states, we didn't get the E46 3 series compacts.
Thanks.

[kirbykirbykirby3]

No one in the states reporting their insurance? lol.

[Phamster]

I'm 25 with a 318ti and I pay a little over $200 (Full coverage is $400) every 6 months with State Farm.

[kirbykirbykirby3]

That's not to bad, that's pretty good IMO.

So, 800$/year with Statefarm, Guess I'll have to double that if I were to go with a 318ti of my flavour considering my age.

1600$ for insurance, ouch.

[CirrusSR22]

26, no accidents. Allstate @ $101 /month. I live in a major Metropolitan area too, so I don't think that helps.

[vatovey]

I haven't taken any photo's yet, only had it about 3 weeks, and its in a hundred bits at present, am waiting for my new front speakers to arrive before re-attaching the door panels, when I get some pics in the next few days/weeks, I shall upload.

[kirbykirbykirby3]

Hmm

No people closer to the "teen" age lol?

[mohaughn]

I'd say you need to call the companies. Rates vary widely depending on the area, your age, company, and the equipment on the car.

In certain areas of Florida rates are very high due to car theft. When I lived in downtown Orlando I was paying almost 4 times what I pay right now. I live 5 miles from my old house. But my rate won't tell you anything because of difference in age, home ownership, married, etc...

[tastade]

I think I pay $20 a month for liability only (no collision or comprehensive). Married, over 25 and in a cheap state for insurance. Full coverage would be around $40 to $50 a month.

[kirbykirbykirby3]

Heh,

I plan on calling them soon once I have a car in hand, or close...

Right now I'm just trying to find out if I should get a 318/325, or maybe a more teen associated car, (not a Honda, please noooooooo). like a Focus/Neon..

:-) Plus it's fun to find out how much insurance costs around teh globe.