» Site Navigation | | » Recent Threads | looove 04-16-2024 01:18 PM 04-16-2024 01:18 PM 0 Replies, 453 Views | | lolita porn 04-13-2024 11:45 PM 04-13-2024 11:45 PM 0 Replies, 220 Views | lolita porn 04-13-2024 11:43 PM 04-13-2024 11:44 PM 1 Replies, 141 Views | lolita porn 04-13-2024 11:40 PM 04-13-2024 11:41 PM 1 Replies, 147 Views | lolita porn 04-13-2024 11:38 PM 04-13-2024 11:39 PM 1 Replies, 148 Views | lolita porn 04-13-2024 11:36 PM 04-13-2024 11:37 PM 1 Replies, 143 Views | lolita porn 04-13-2024 11:35 PM 04-13-2024 11:35 PM 0 Replies, 126 Views | lolita porn 04-13-2024 11:34 PM 04-13-2024 11:34 PM 0 Replies, 129 Views | lolita porn 04-13-2024 11:33 PM 04-13-2024 11:33 PM 0 Replies, 124 Views | | | | | | 02-26-2006, 02:11 AM | #1 | Senior Member Join Date: Feb 2006 Location: London Posts: 120 | What to do when your friend crashes your Ti? Here is the lowdown: Before I bought my Ti, just after my Skoda Fabia was written off by another friend driving his m3 a little too fast down my road, I borrowed one of my best mate's spare car; a clapped out old fiat punto. It was a woeful car, with a gaping hole in the exhaust manifold, but I kind of liked having to keep it above 3000rpm to avoid stalling and heeling and toeing on every corner to avoid this. Anyway, this friend had this car as a spare as he had finally purchased a new clio, which he had been going on about for a few years, but never actually bought untill he totalled his corsa last summer. On Monday he rang me to say that his Clio was in the shop, being repaired under warrenty, because all the electrics had gone funny, and could he possibly borrow my Ti for a week while they repaired it. Naturally I said yes. I dont need a car to get to work and he does, he is a very good friend and also I owed him a loan of a car as he had generously let me borrow the punto when I was without. Unfortunaly this Friday, on the way back from picking up the keys to his repaired Clio, he crashed it into a sign post. He was not used to driving a rear wheel drive car, and even with AST+T on, the tail kicked out as he exited a roundabout, and as he regained controll with some oppposite lock, the tail flicked the other way and he had a choice between either another car or a signpost; he chose the post. This was the state of it when I viewed it later the same evening, a few hours after the accident : http://www.ubiquity.pwp.blueyonder.co.uk/ti1.jpg This is a picture after we spent 3 hours this morning stripping off all the cracked bodywork, subframe, and a numerous list of other parts: http://www.ubiquity.pwp.blueyonder.co.uk/ti2.jpg As far as I can tell, the engine is still alright, but the radiator and the entire front end needs replacing. I now have a tough decision over whether to claim on my insurance poilicy, who my friend was listed as a named driver as, or to pay for all the repairs myself and gain the cash back from my friend over time. I have 3 1/2 years no claims discount, and the excess is £650, but I am quite sure the repairs will be over £3000 | | | 02-26-2006, 02:40 AM | #2 | aka Stabby Join Date: Nov 2004 Location: Mead, CO Posts: 5,336 | **** that sux. what's your friend willing to do? gonna be a lot of work and hopefully the frame posts from below the windshield out to the front aren't bent. do you get to drive his new clio when yours is back in the shop? __________________ 1996 318ti, California package, 267k miles current mods: bilstein sports, bavauto springs, e30 m3 LCABs, solid metal ball joints, bavauto RSMs w/reinforcements, e30 3.73 LSD & halfshafts, supersprint cat-back exhaust, turner rear sway bar reinforcements, IE poly subframe & RTABs + camber/toe kits, powdercoated e36 32x front calipers, sport mirrors, H&R 28mmF/19mmR sway bars, x-brace, auto solutions SSK w/poly bushing upgrade, BMW CD43 head unit, DICE HD Radio w/iPod integration and "stealth" HD antenna, staggered style 68s, orange electronic TPMS, leather arm rest, JT Designs metal undertray acquired and awaiting install: heated seat kit, cali top switch relo, lumbar support kit, park distance control kit, heated washer nozzle kit, m-coupe rear subframe, trailing arms, differential, and halfshafts, m-coupe front/rear brakes with master cylinder, under hood light kit, mud flaps, rear sun blind, auto-dimming rear view mirror, tilt steering wheel retrofit, apexcone 5000K HIDs with 55W ballasts 2002 X5 4.4 Sport Package, 53.5k miles Current Mods: e46 m3 steering wheel | | | 02-26-2006, 02:55 AM | #3 | Senior Member Join Date: Sep 2004 Location: New Jersey Posts: 363 | Looks exactly like mine when I hit a tree with my front, oddly coming out of a turn too... Anyways it was totalled becasue of a bent frame, so you should check that out. __________________ RIP Tonka Hitlerietta 08/03/04 - 01/25/05 | | | 02-26-2006, 03:12 AM | #4 | Senior Member Join Date: Nov 2005 Location: çî†ÿ øf åNgëL§, CA Posts: 5,314 | well if hes a really good friend of yours and u have the money, repair it then have him pay back monthly or work something out. Other than that, i dont know. Look at the birght side, it looks like the hood emblem is still useable. | | | 02-26-2006, 05:48 AM | #5 | Senior Member Join Date: Aug 2004 Location: state college, pa Posts: 3,431 | I personally would file the claim, have the friend pay the deductible and whatever rate increase you incur. It spreads out the payments and has got to be less than 3000GBP. You might have to remove your friend from the policy, but he should understand. That totally sucks, but I feel that's pretty obvious. __________________ I scream, you scream, we all scream for ZOMBIES. | | | 02-26-2006, 06:40 AM | #6 | Senior Member Join Date: Jul 2005 Location: UK Posts: 312 | ouch! unwritten rule when borrowing cars - 'you bend it, you mend it' If your mates skint though. I'd claim, you've payed through the nose for insurance in the first place so might as well use it. The premium wont go up that much | | | 02-26-2006, 09:57 AM | #7 | Senior Member Join Date: Jan 2006 Location: MN Posts: 155 | I'd probably just kill him. That sucks, sorry about your car. __________________ live with boost | | | 02-26-2006, 12:33 PM | #8 | Senior Member Join Date: Feb 2006 Location: London Posts: 120 | No unfortunatly the hood emblem is scratched so cant be reused! He doesn't have the money, but will pay me back I am sure. The irony was he was only on my insurance for a week, ending today. I am going to get a quote on it monday. I really dont want to loose the 3 years no claims but on the other hand Im not sure I valid that at 2k or above. It won't count as my accident so hopefully the policy should not go up too much, but its still a pain in the backside. If the repairs come in under £3000 I might well make a few changes to the car at the same time, such as carbon fibre bonnet, m3 bumper and a new induction system. I will have to wait and see. | | | 02-26-2006, 05:30 PM | #9 | Senior Member Join Date: Oct 2005 Location: Quad Cities, Iowa Posts: 2,110 | Well that is a good excuse to put some new stuff into your car. That really sucks about the accident though. Makes me feel better about the damage on my ti though! Yours is the same color as mine so it was easy to compare as "this is what could have happened" to my car. Just dont give up on the car and take it to a bone yard. That would be bad. __________________ "Drive Fast and Take Chances" | | | 02-26-2006, 05:33 PM | #10 | Senior Member Join Date: May 2005 Location: England, UK Posts: 1,288 | get some second hand panels, take it to the jiggers and do the bulk yourselves. should save you a SHED load! you'll only need the painting done pretty much that way. __________________ 1995 BMW 316i Cosmos Black Mods: • Magnex Cat-Back Exhaust • Smoked Corner Lights + Repeators • M3 17" Wheels • De-Baffled Air Box • AC HandBrake Handle and Gear Knob • DEPO Euro Epsiloids + Predator Chronium Rings • Chrome Interior bits •IE Poly-Urethane RSFMs • Kenwood Power Series Audio • Powder Coated e36 325 Front Callipers • Sports Seats | | | 02-26-2006, 05:35 PM | #11 | Senior Member Join Date: Feb 2006 Location: London Posts: 120 | Well the worst that could happen is the chassis is twisted and it would be too expensive to fix and the car would be a write off. If that is the case, I will buy the car back and strip it for parts. I may well seek out the 318ti Sport Compact Dakar edition that I originally sought after, but it was too far to travel to. I do like the idea of a carbon fibre bonet / air intake and a m3 bumper though, but it all depends on the costs involved in fixing the car without going through the insurance. | | | 02-26-2006, 06:53 PM | #12 | Senior Member Join Date: Oct 2005 Location: Watford, herts, England Posts: 805 | well, if you need a good body shop, i know a very very good guy out here in watford. (only any use if you are this side of london) you sound pretty understanding, i'd have given any of my friends a good slappin if they'd done that to my car! __________________ '96 318ti in Montreal Blue :m-tec sideskirts,m-bootspoiler,clear corners & repeaters .m-tech side mouldings, Magnex Exhaust System, leather armrest, F-15 gear Knob, 18" Evo 2's. Not Finished Yet...... http://www.myspace.com/davep_uk | | | 02-26-2006, 07:32 PM | #13 | Senior Member Join Date: May 2005 Location: England, UK Posts: 1,288 | i think Matt_UK works in the same estate as LittleKnocks.co.uk. They do GOOD work!!! they did a car for a guy i know recently. bonnet didn't come out to their standard even though my mate liked it. they sanded it all down and did it again. __________________ 1995 BMW 316i Cosmos Black Mods: • Magnex Cat-Back Exhaust • Smoked Corner Lights + Repeators • M3 17" Wheels • De-Baffled Air Box • AC HandBrake Handle and Gear Knob • DEPO Euro Epsiloids + Predator Chronium Rings • Chrome Interior bits •IE Poly-Urethane RSFMs • Kenwood Power Series Audio • Powder Coated e36 325 Front Callipers • Sports Seats | | | 02-26-2006, 08:07 PM | #14 | Senior Member Join Date: Oct 2005 Location: Watford, herts, England Posts: 805 | Quote: Originally Posted by stormos i think Matt_UK works in the same estate as LittleKnocks.co.uk. They do GOOD work!!! they did a car for a guy i know recently. bonnet didn't come out to their standard even though my mate liked it. they sanded it all down and did it again. | yeah, matt live just outside watford i think. i was talking about Autoprep, but ive heard of littleknocks. __________________ '96 318ti in Montreal Blue :m-tec sideskirts,m-bootspoiler,clear corners & repeaters .m-tech side mouldings, Magnex Exhaust System, leather armrest, F-15 gear Knob, 18" Evo 2's. Not Finished Yet...... http://www.myspace.com/davep_uk | | | 03-07-2006, 07:08 PM | #15 | Senior Member Join Date: Feb 2006 Location: London Posts: 120 | I dont suppose anyone knows of any bmw breakers yards around the south east / London area, especially around the Croydon area? Need to save cash on parts so I am thinking second hand! | | | | | Currently Active Users Viewing This Thread: 1 (0 members and 1 guests) | | Posting Rules | You may not post new threads You may not post replies You may not post attachments You may not edit your posts HTML code is Off | | | |