 » Site Navigation | | | | » Recent Threads | | | |  |  |  |  07-02-2005, 08:59 PM | #1 | | Senior Member Join Date: Dec 2003 Location: Toledo, Ohio Posts: 130 |  Insurance?
I found out that I've been getting . . . ummm. . . taken advantage of by my existing insurance comapny today.
What does everyone pay for full coverage insurance? I've been paying $175 a month for the Ti . . .
I'm over 25, no accidents, no tickets. . . . ????? |  |  | | 07-02-2005, 09:37 PM | #2 | | Senior Member Join Date: Jan 2005 Location: Portland, Oregon Posts: 484 |
yeah your getting the shaft. I'm paying $80 120/500 deductible full coverage. when i was 25 1 paid $110. __________________ 
S50 Swap, Euro 3.5" HFM (MAF), my custom Chip, Cosmo CAI, Custom Exhaust, 6 Cyl. Gauge cluster, 80C thermostat, E46 330 Front Brakes, Powder coated Calipers, Clear Corners, Black Grill, UUC SSK, M3 Front Strut, M3 Front Springs, Powder Coated Valve Cover, ZR3 Laser. and some | | | | | 07-03-2005, 01:12 AM | #3 | | Member Join Date: Dec 2004 Posts: 93 | sounds a little high...
i'm giving $140 a month for full coverage and am almost 30 with one ticket (37 in a 25) through progressive. i'm not complaining because when i was with geico it was like twice that. yeah, i want to squish the lizard. __________________
my pappy said, "son, you're gonna drive me to drinkin' if you don't stop drivin' that hot rod... bmw?" | | | | | 07-03-2005, 02:26 AM | #4 | | Senior Member Join Date: May 2005 Location: Pismo Beach, CA Posts: 500 |
I pay $136 a month for liability, and uninsured motorist. but Im only 21, and have 2 speeding...... 80 in a 55 and 37 in a 40 (by a church), and a few seat belt tickets lol. For full coverage it woulda been like $289 a month for me. So yes, I'd say you are getting the shaft lol __________________
Joe, In San Luis Obispo
E30-> '96 TI sport -> E30 -> '96 TI | | | | | 07-03-2005, 03:56 AM | #5 | | Senior Member Join Date: Oct 2004 Location: North Saint Paul, MN Posts: 606 |
Considering your age and record, I'm sure you can find a better deal. I'm 21 with a horrible record and pay about 110 for liability and my quote on full was like 350/month. __________________ '96 Alaska Blue ti w/ Supersprint cat-back exhaust...Dinan CAI & Chip...Eibach Pro-Kit Springs...Bilstein Sport shocks...BavAuto camber kit...Brembo d/s rotors...UUC SSK...Centerforce Dual Friction clutch...TMS 9lb flywheel...18 inch OZ Rims...Carbon-Fiber dash/gauge bezel...Momo Shift Knob...Indiglo gauges...Schroth Harness...ZKW's/ProLumen 6k HID...Predator Chromiums
http://i5.photobucket.com/albums/y15...urowerksig.jpg | | | | | 07-03-2005, 04:38 AM | #6 | | Senior Member Join Date: Nov 2003 Location: Walnut Creek, CA Posts: 642 |
Paying $50 a month for 100/300 full coverage. What's even better is the fact that my car is a 330ti, ie M3 almost, and I pay 318ti prices. My insurance company is fully aware of my cars mods, as i had it professionally appraised at $20K. They'll honor that in case I total the car. __________________
'95 330ti CS w/sr delete, S50USB30, cams, 24# inj, Conforti SW, Euro HFM, Samco Silicone Intake Boot, BBTB, Euro Oil Cooler, JTD CAI Duct, RE DMS exhaust, RE Tranny mounts, CF Valve Cover, LTW flywheel/Kevlar sprung hub clutch, RE SSK, 3.46 Finned LSD (M6) , M3 tranny, Brembos, RE Wheel Studs, SS brake/clutch lines, CF interior, Rear Headrest retrofit, Tilt Steering retrofit, 13.5 lb DynaBatt in rear, LED interior/footwell lights, ZKW HID, Headlight Aim Control, Rear fog light w/cluster indicator, CF 3 Aux gauge pod, BMW Traffic Pro/Alpine MP3-CD Changer, Staggered LTW wheels, '95 M3 steering rack, VIS CF Hood, M3 LTW Strut Bar, TCK SA coilovers, Red LTW Motorsport Seatbelts, OEM Fire Extinguisher, Z8 Starter button, Auto dim rear view mirror w/ Homelink/Compass, PDC, Rear Sun Shade, Euro Gauge Cluster w/oil temp/shift light , Headlight Washers, "Motorsport" Door Handles, CF Grills, French ZKW Fogs, Euro dash bins, Power Lumbar Support is next, Coming e39 M5 interior light, Bimmer Magazine 8/2007 | | | | | 07-03-2005, 04:43 AM | #7 | | Member Join Date: Jun 2005 Location: Ohio Posts: 42 |
I have the BASIC, not the full insurance, because of my tickets, i have 10 points on my drivers licence (12 points = GAME OVER). I am in michigan, i am not sure how you guys do this in other states.
uhmm my insurance for 6 months basic plan is around $1400. and this was the only insurance company that wanted to accept me.
soo ... yeah i am really in **** to the eyeballs __________________
1995 BMW 3.18i
upcoming modifications:
Supersprint Exhaust, CAT delete, Cosmo Racing CAI,DINAN chip, M3 rims | | | | | 07-03-2005, 05:26 AM | #8 | | Senior Member Join Date: Jan 2005 Location: Portland, Oregon Posts: 484 |
Clex who you going with? __________________
S50 Swap, Euro 3.5" HFM (MAF), my custom Chip, Cosmo CAI, Custom Exhaust, 6 Cyl. Gauge cluster, 80C thermostat, E46 330 Front Brakes, Powder coated Calipers, Clear Corners, Black Grill, UUC SSK, M3 Front Strut, M3 Front Springs, Powder Coated Valve Cover, ZR3 Laser. and some | | | | | 07-03-2005, 05:30 AM | #9 | | Member Join Date: Jul 2004 Location: Columbus, Ohio Posts: 78 |
i was paying $157 a month with 6 points on my license, when ALL my points dropped in april it went down to $98 with a $500 deductible. i've learned to be a wise driver at 30. | | | | | 07-03-2005, 05:32 AM | #10 | | Senior Member Join Date: Jun 2003 Location: Maryland, USA Posts: 678 |
Ive got $300K insurance for accidents and paid 1200 annual when I lived in Bowie (it dropped like a rock when we moved to davidsonville).
Check out Liberty Mutual... WAYYYYYYYY less than the quote from All State and Geico which were ~2450 annually. Progressive?? fuggedaboudit.. $5400 a year is what they wanted.
BTW: Im 23. __________________
BostonGreen 97' w/ DASC & Technique Stage 1 software
M3 front bumper. BavAuto Springs. Bilstein Sport Shocks. Xbrace. BA Short Shifter.
Angel Eyes Headlights, doubled brake lights
225/50/16's Yokohama Advan S4's
Panasonic 70Wx4 CD/MP3 player + 4x Alpine 6x9's rear | | | | | 07-03-2005, 03:04 PM | #11 | | Senior Member Join Date: Nov 2003 Location: Walnut Creek, CA Posts: 642 |
I'm with State Farm. Usually they are not the cheapest, but I can tell you they stand by their customers. I have never had any problems with them interms of getting things done, etc. Since I've been with them for over 15 years and have three cars, home owners insurance, and some jewelry insured with them, I get some sort of preffered discount. I looked into other insurance companies (geico) that advertised lower premiums and no one could beat what State Farm was giving me. It all has to do with my long track record with State Farm. Plus, my record has always been clean or at most 1 speeding ticket every 18 months. __________________
'95 330ti CS w/sr delete, S50USB30, cams, 24# inj, Conforti SW, Euro HFM, Samco Silicone Intake Boot, BBTB, Euro Oil Cooler, JTD CAI Duct, RE DMS exhaust, RE Tranny mounts, CF Valve Cover, LTW flywheel/Kevlar sprung hub clutch, RE SSK, 3.46 Finned LSD (M6) , M3 tranny, Brembos, RE Wheel Studs, SS brake/clutch lines, CF interior, Rear Headrest retrofit, Tilt Steering retrofit, 13.5 lb DynaBatt in rear, LED interior/footwell lights, ZKW HID, Headlight Aim Control, Rear fog light w/cluster indicator, CF 3 Aux gauge pod, BMW Traffic Pro/Alpine MP3-CD Changer, Staggered LTW wheels, '95 M3 steering rack, VIS CF Hood, M3 LTW Strut Bar, TCK SA coilovers, Red LTW Motorsport Seatbelts, OEM Fire Extinguisher, Z8 Starter button, Auto dim rear view mirror w/ Homelink/Compass, PDC, Rear Sun Shade, Euro Gauge Cluster w/oil temp/shift light , Headlight Washers, "Motorsport" Door Handles, CF Grills, French ZKW Fogs, Euro dash bins, Power Lumbar Support is next, Coming e39 M5 interior light, Bimmer Magazine 8/2007 | | | | |
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