Good luck. I hope it wasn't your fault; that way it doesn't matter if you carry collision or not. It seems to me it's difficult to be at fault for causing an accident if YOU are the one who was hit by someone else. Especially it's a common route, you know the stops, it was on the way to work and you know the surrounding territory...if it's your word against hers she hit you, right?
If you have a good record that can't hurt. |