If you ever have a car on critter event, there is a trick my old insurance agent told me,,, When you report it, you have to be very very specific. "My car was hit by a deer." (Or whatever woodland creature you just slaughtered...) It turns out that if you hit an animal its pretty much always your fault, if the animal hits you its a comp claim and not your fault.. Any way it worked with Allstate for me.... Dave __________________ Dave - PDX 1995 318ti - Active Black and Tan. 2005 330xi - Mtech 1 - 6spd - Orient Blue/Black |